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What is Debt Elimination Software? A Debt Reduction Guide

Debt Elimination Software streamlines money management and eliminates debt faster. Take control of your finances with our debt reduction guide.

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How to Stop Living Paycheck to Paycheck with Debt Elimination

Do you want to learn how to stop living paycheck to paycheck? Become debt free and save with our money management techniques and debt elimination software.

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Personal Budget Worksheets: Pros and Cons

Personal budget worksheets fall short in debt elimination. Learn pros and cons and discover an alternative to guide you to financial freedom.

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Difference Between Interest Rate Vs. Interest Volume | UFF

Explore the difference between interest rate vs. interest volume, how much you’ll actually pay the bank monthly, and how to save thousands of dollars in interest.

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Mortgage Interest Rates: Truth About Your Mortgage Lenders

How lenders circulate your interest payments and make their own money. With United Financial Freedom experts, you can understand your interest rate calculations.

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Think You Can’t Afford Your Mortgage Payment Anymore?

Keep reading as we take a look at what falling behind on loan payments could look like for you, and what you can do to make sure you’re debt-free sooner

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Can You Buy a Home with Low Credit? | United Financial Freedom

Planning to buy your home with low credit? A low-credit loan is challenging, but you have more options than you may think.

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How to Lower Your Mortgage Payment | United Financial Freedom

The ultimate guide to reducing your mortgage payments. Keep reading as we explain what you can do to save time, and more importantly money, on your monthly mortgage payments

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How Bank Takes Advantage of Home Buyers? | UFF

Lenders take every penny they can legally get from home buyers, and understanding how they do it can save you four, five, or even six figures. Find out how below

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How to Structure Your Mortgage Deal | United Financial Freedom

Follow along as we explain the finer details of structuring your first mortgage, and what interest rates mean for you as a first-time buyer.

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Fixed vs. Adjustable Rate Mortgages | United Financial Freedom

When you’re buying a home, one of the first things you’ll need to focus on is your mortgage interest rate calculation.

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What You Need to Know Before Buying a Home | United Financial Freedom

Our comprehensive 9-step guide will cover everything you need to know before purchasing your first home.

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How to Budget for Your First Home | United Financial Freedom

When it comes to buying a home, there’s a lot you have to plan for—monthly mortgage payments, home insurance, and all the extra fees that pop up when you sign the paperwork on your new home.

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How Much Should I Put Down for a Home? | United Financial Freedom

Looking to purchase a home and not sure how much to put down? Follow our complete guide to choosing the right down payment for your mortgage.

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How to Save Money on Your Mortgage | United Financial Freedom

So, if you’re looking to save some cash on your mortgage and/or debt payments, keep reading! We’ll explain the #1 rule of mortgage payments, and some tips to help you save more money

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How can I get into Real Estate Investments?

Real estate could be your most lucrative investment yet, and your options might surprise you...

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3 Mortgage Options for Homebuyers

Choosing the Right Mortgage Type for your Needs Could Save you Thousands

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What's Mortgage Amortization?

Understanding how it works can help you save on your mortgage!

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What is a HELOC, and Why Does it Matter?

Home equity lines of credit (HELOCs) aren’t for everyone, but the innovation they’ve led to might surprise you.

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4 Ways To Spend Your Extra Cash

You could save it or spend it, but what about investing in your future?

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How to Avoid Filing for Bankruptcy

Worried about bankruptcy? Here are 5 tips to help keep you out of it (and even out of debt completely!)

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How to Get a Loan to Flip a Home

Thinking about Flipping a House? Make sure you read this guide first!

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HELOCs and Cash-Out Refinancing: What’s the Difference?

Both can help you gain access to some much-needed cash, but both have their pros/cons...

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5 Steps to Pay Off $350,000 in 7 - 10 Years

You may be able to pay off your debt in much less time than you expect.

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Looking to Buy a Second Home? Read this first!

Buying a second home won’t be too similar to your first home buying experience, and there are some extra costs (and risks) you’ll need to know about. If you’re eager to invest in a second home, finish reading this guide first!

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Building Wealth - The Phases of Wealth Creation

Building wealth isn’t the same for everyone. Learn the phases of wealth creation and get tips for each stage of the wealth building process.

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Martin Johnson Independent Agent Phone: 925-315-7526 Email: martin@361planning.com
Martin Johnson
Independent Agent