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On the fence about United Financial Freedom’s Money Max Account? Learn about our background, customer success stories, & how we’ve eliminated over $2.5 billion in debt.
Looking for United Financial Freedom reviews? Want to know if it’s the real deal?
You’ve come to the right place.
In the article below, you’ll find everything you need to know about United Financial Freedom, including questions from potential customers, how the Money Max Account works, and success stories from some of the tens of thousands of happy, debt-free clients.
People are very protective of their hard-earned money. And for good reason. So when a service comes along that requires access to their bank accounts and claims to be able to save them from decades of debt, they’re naturally pretty skeptical.
But United Financial Freedom’s Money Max Account wasn’t built to and can’t actually do anything with your money. It’s only designed to analyze your income and outstanding debt. It then uses this information to calculate when and where to redirect your cash flow so you can get rid of your debt as quickly as possible.
At no point does it manage your finances for you. It makes calculated suggestions using innovative, proprietary algorithms to direct you on how to leverage your money and make the most out of every dollar.
Another concern some people have is United Financial Freedom’s direct sales model, which sometimes leads them to ask…
No. We never have been, and we never will be. Yes, United Financial Freedom does use independent contractor sales representatives. This allows agents to earn commission on their sales, but there’s no upward flow of money to the top like there is in a pyramid scheme.
Our service is trusted by financial professionals and tens of thousands of people because it works. It’s received recognition from several financial media sources and is supported by hundreds of real customer reviews.
Thanks to its success, Washenko and Witman have both received the Ernst & Young Entrepreneur of the Year Award in the Financial Services category and have been featured in several publications, including Mortgage Planner, True Wealth Magazine, Success From Home Magazine, Broker Banker Magazine, and more.
To give you a little backstory, the founders of United Financial Freedom, John Washenko and Skyler Witman, owned a mortgage brokerage together back in 2001. When they saw many of their clients coming back in again and again to refinance, they knew they had to find a solution. And so, Money Max was born.
Shortly after they completed their first version of the program in 2004, the company conducted a “test run” involving 400 clients within the Denver, Colorado area. After the test run, they found that it delivered incredible results, with their clients experiencing, on average, about 20% more time and interest savings than initially quoted. Since then, Money Max has helped customers eliminate over 2.5 billion dollars in debt.
Our model puts you in direct contact with verified and highly-trained affiliates who are experts in the program. This means you'll always have someone to connect with when you need guidance or have questions.
It also means that when you find success with the program, if you want to join the team and share your experience and the benefits of Money Max with others, you can! Similar to a referral program, our representatives earn commissions when they share their experiences and successes with others. Many of our agents were former Money Max Account users who were able to pay off their debts and build wealth. Now, they share their passion for United Financial Freedom with others and help them achieve the same success.
To revisit one of the main concerns from the previous section, the Money Max Account never touches your money or does anything with your personal information. You are always in control. It uses an advanced algorithm to suggest what to do with your money to maximize your cash-flow, minimize your interest payments, and increase your wealth more quickly than you could otherwise. It feeds you directions on where to transfer your money and when to do it. It’s up to you to pull the trigger or not.
Think of it like a GPS system for your finances. Based on your debts, cash flow, and purchases, it uses proprietary algorithms to suggest the best course of action. Even if your financial situation changes, the Money Max Account automatically adjusts to give you the fastest route to your destination—what we call your debt-free date.
The Money Max Account doesn’t steer your car or push any pedals. It simply analyzes your finances and provides a roadmap for you to follow. It calculates which debts to pay off, how much, and when. All you have to do is follow the simple prompts, and you’re all set. And whenever you make a purchase, it recalculates your debt-free date to show you how your daily spending habits affect your ETA.
By tracking all the money that goes in and out of your accounts, the Money Max Account will help you make use of every single dollar, including the ones that usually slip through the cracks. This system ensures you maximize your financial potential, redirecting every spare dollar to the right place at the right time so you can reach your pay off date as soon as possible…
And the results speak for themselves.
“I love the Program. It has helped me Organize my debts and my expenses and lets me see exactly where my money goes. It also lets us see how much interest we were paying to the financial institutions that we had no idea was going to them. Over $220,000 in interest. Now we have saved over $22,000 in interest in 8 months, with the opportunity to now save over $230 thousand in interest! On pace to be Debt free in under 6.5 years. It is a God Sent Program that lets us see how all of our money is being used and spent and shows us how we can save more and more! Thanks SO much!”
“It has given us a new lease on life! When I first purchased this program 11 years ago I was concerned that it would be complicated to stay with it. The key difference is the integrity and care of the organization from top to bottom. The customer support is amazing and the training by the sales force is top tier. My wife and I are beaming at the equity we have built in our home and the freedom we have to retire soon without a mortgage. Do not read this without deciding to get your own free analysis and be amazed at the exact debt-free date you can bank on.”
"Started the program in 2010. Did not think like the program did but I trusted it anyway. It is very aggressive. My 30 year mortgage went away in 2016. I had discretionary income and married in 2017. I built a new home in 2018. The other home is still paying me dividends. Thanks United Financial Freedom!"
“The best financial decision of my life. Because of this program, I was able to cut the term of my 30-year mortgage to 11 years without making much sacrifices. The program was clear and honest, their customer service was always courteous and helpful, and it was a joy to receive the bills in the mail because I knew I was making big steps to paying off my mortgage every month. I was skeptical at the beginning but once I started, it became so clear to me that it was the best financial decision of my life.”
“At the time I was introduced to Uff, I was seriously looking for a debt solution and boy did I find it!! I cried every month after paying my bills, not thinking I would ever get this mess paid off. $40,000 in Credit Card debt, but 10 months later, I was debt free!! After the first month of paying things differently, I actually laughed out loud with joy. I loved paying bills now, because I could see a solution at the end of the debt tunnel. I still carry a balance on a card or 2, but I know I can pay them off at any time. We just bought a new 2021 truck and the program says we can have it paid off in one year!! I will use this program for the rest of my life!!!”
Take a second to imagine it.
No mortgage payments. No car payments. No student loans. What would that look like for you? How would it feel?
Having the freedom to fully lean into and enjoy outings, vacations, and quality time with family and friends. The freedom to buy a new car or build your dream home. To pursue your favorite hobbies. To invest the money you used to spend on interest into strategic investment properties or other assets that will build your wealth over time. All while basking in the relief from knowing the financial burden has been lifted from your shoulders.
Life is about making memories with the ones we love, not being saddled with debt that weighs us down and prevents us from living in the moment.
The Money Max Account has made that dream a reality for over 70,000 people and counting, and it can do it for you too.
On average, Money Max clients can save up to $120,000 in interest payments and pay off 30-year mortgages in as little as 7-10 years. They’re also able to eliminate debt from credit cards, car loans, student loans, etc.
And thanks to the relatively cheap initial investment, the only thing you’ll need to worry about is what to do with all the money you’ll save on interest.
And our mission with the Money Max Account has always been (and always will be) to help you achieve it—without asking you to drastically change how you spend your money or live your life.
If you want to pay off your mortgage in a fraction of the time, save tens or hundreds of thousands in interest, and build life-changing wealth, schedule a free 1-on-1 debt consuldation.