Terms of Service

United Financial Freedom

Effective Date: January 1, 2026
Last Updated: January 1, 2026


SMS Messaging Program Terms & Compliance

Program Name

United Financial Freedom - SMS Messaging Program

For the purposes of these Terms of Service, the Program Name refers to United Financial Freedom, the legal business name operating this SMS messaging program.


1. Program Description

The United Financial Freedom SMS Messaging Program sends text messages to customers and prospective customers who have explicitly opted in to receive SMS communications. Messages sent through this program include, but are not limited to:

Opt-in consent is collected exclusively through our website at www.unitedfinancialfreedom.com  and designated web forms that include a dedicated, clearly labeled checkbox for SMS consent. Participation in our SMS program is entirely voluntary and is not a condition of receiving our products or services.


2. Cancellation / Opt-Out Instructions

You can cancel the SMS service at any time. Simply text "STOP" to the number that sent you the message.

Upon sending "STOP," we will send you a final SMS confirming that your unsubscribe request has been received and processed. Following this confirmation, you will no longer receive SMS messages from United Financial Freedom.

To rejoin our SMS program after opting out, simply sign up again as you did initially through our website or designated opt-in forms, and we will resume sending SMS messages to you.


3. Help & Support

If you experience any issues with our SMS messaging program, or if you need assistance, you may:

Our customer support team is available during regular business hours to assist you.


4. Carrier Liability Disclaimer

Carriers are not liable for delayed or undelivered messages.

Message delivery is subject to the policies and network conditions of your wireless carrier. United Financial Freedom is not responsible for any delays or failures in message delivery caused by carrier issues, network outages, or other factors outside of our control.


5. Message & Data Rates

Message and data rates may apply  for messages sent to you from us and to us from you. Message frequency varies based on your service usage, appointment schedule, and interactions with our business, up to four (4) messages per month.

For questions about your text plan, data plan, or applicable charges, please contact your wireless provider directly.


6. Supported Carriers

Our SMS program is compatible with all major U.S. wireless carriers, including:


7. Age Restriction

You must be 18 years of age or older to participate in our SMS messaging program. By opting in, you represent and warrant that you meet this age requirement.


8. Privacy Policy

For all privacy-related inquiries, including how we collect, use, and protect your personal information and SMS opt-in data, please refer to our Privacy Policy, available at:

[PRIVACY POLICY URL]


9. Compliance Statement

United Financial Freedom complies with all applicable laws and industry standards governing SMS communications, including:

We are committed to maintaining a messaging program that respects your rights and preferences at all times. We reserve the right to suspend or terminate messaging services in cases of abuse, violation of these Terms, or legal requirements.



General Terms of Service

10. Acceptance of Terms

This website (the "Site") is owned and operated by United Financial Freedom ("Company," "we," or "us"). By accessing or using the Site, you agree to be bound by these Terms of Service, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from United Financial Freedom.

Accessing the Site in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.


11. Changes to These Terms

We reserve the right to change these Terms of Service or to impose new conditions on the use of the Site from time to time. When we do, we will post the revised Terms of Service on this page with an updated effective date. By continuing to use the Site after we post any such changes, you accept the revised Terms of Service as modified.

For significant changes, we will make reasonable efforts to notify you in advance via email or through a prominent notice on our website.


12. Intellectual Property Rights

Our Limited License to You

This Site and all materials available on the Site are the property of United Financial Freedom and/or our licensors and are protected by copyright, trademark, and other applicable intellectual property laws. The Site is provided solely for your personal, non-commercial use.

You may not use the Site or the materials available on the Site in a manner that constitutes an infringement of our rights or that has not been expressly authorized by us in writing. Unless explicitly authorized, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium any material from the Site.

You may download and/or print one copy of individual pages for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.


13. Disclaimers and Limitation of Liability

The information, products, and services offered on or through the Site are provided "as is" and without warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, we disclaim all warranties, including implied warranties of merchantability and fitness for a particular purpose.

Throughout the Site, we may provide links to websites maintained by independent parties. Our linking to such sites does not imply endorsement or sponsorship of those sites or the information, products, or services offered through them. We are not responsible for the content or privacy practices of any external websites.


14. Indemnification

You agree at all times to indemnify, defend, and hold harmless United Financial Freedom and its respective officers, directors, agents, and employees from any claims, causes of action, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your breach of any obligation, warranty, or representation under these Terms of Service, or your use of the Site in violation of applicable law.


15. Termination

We reserve the right to terminate or suspend your access to the Site at any time, with or without notice, if we determine that you have violated these Terms of Service or engaged in conduct that we deem inappropriate, harmful, or unlawful. Upon termination, you must immediately cease all use of the Site and any content obtained from it.


16. Governing Law & Dispute Resolution

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law provisions. Any dispute arising under or relating to these Terms shall be resolved exclusively through binding arbitration conducted in Utah, in accordance with the applicable rules of the American Arbitration Association.


17. Severability

If any provision of these Terms of Service is found to be unlawful, void, or unenforceable, that provision shall be deemed severable from these Terms of Service and shall not affect the validity and enforceability of the remaining provisions.


18. Contact Us

For any questions, concerns, or inquiries regarding these Terms of Service, please contact us:

United Financial Freedom
Email: support@ufinancialfreedom.com
Phone: 385-351-5100
Mailing Address:
United Financial Freedom
120 E 13065 S
Draper, UT 84020
Website:
www.ufinancialfreedom.com

By using our website and services, you acknowledge that you have read, understood, and agree to these Terms of Service.

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